While buildings structures may become infested at any time, termites are of particular importance when buying, selling or refinancing a structure, and receiving a “Termite Inspection” is often a condition required by lenders. The purpose of a “termite Inspection” is to have an American Pest Control professional look for any signs of visibly accessible evidence of termites or other wood destroying organisms such as termites, wood borers, carpenter ants, or carpenter bees.
Termite colonies never sleep; they work 24 hours a day. Termites are cryptic creatures and infestations can go undetected for years, hidden behind walls, floor coverings, insulation, and other obstructions. Termite feeding and damage can even progress undetected in wood that is exposed because the outer surface is usually left intact while the inside is eaten away.
Most lenders require a termite 'clearance' and most buyers want to know the structure they purchase is free from infestation. Both lender and buyer are making a large investment and want to make sure the building involved is sound. If you are the seller, your best approach is to get an inspection early in the selling process, prior to listing the property, so you can consider any work that needs to be completed, acknowledge any insect activity or damage, and have it addressed, if necessary, so there aren't any surprises during escrow. This helps ensure your property's sale ability and avoids potential legal problems. If you are the buyer, make sure that a wood destroying insect inspection is part of the escrow instructions. If for some reason your lender does not require a clear certification, this is a negotiable item you can request and is certainly in your best interest.